Spera, App Design
Team Project: Leo Song, Michelle Heo, Iris Xu
ArtCenter Spring 25, 8 Weeks
Project Description
Spera is a user-friendly Financial Literacy App created to help college students gain confidence in managing their money.
Problem Statement
How might we create an engaging, personalized financial education platform that simplifies budgeting, saving, and decision-making?
Core Features ↓
Interactive Learning
→ Interactive Learning with Pera, Spera’s E-Wallet Mascot
→ Check your Learning Summary and get Feedbacks
→ Check Your Progress and Achievements after completing the course
Dashboard
→ Customization with Edit Widget
→ Check out Insights
Community
→ Post your goals, tips/tricks, advice, or any questions you may have
→ Become an Anonymous User by enabling the function
Tracking
→ Track your Spending with Slide Bar-Graph
→ Check your Transactions from the individual accounts
→ Pera Insights, our AI assistant tool who provides advice and guidance
→ Goals are specific savings you create to fund something in particular
Profile
→ Turn On/Off Private Account
→ Check out your Days Streak
→ Show off your Achievements
→ Share your Goals Set up and Learning Progress
Tutorial
→ Users can learn step-by-step through the interactive tutorial
Introduction
As many college students don’t receive proper financial education, it leaves them unprepared to manage their finances independently. As they approach or experience financial independence, they often feel overwhelmed about budgeting, saving, and making informed financial decisions. This lack of understanding can lead to poor financial choices.
What is the Problem?
→ No Financial Education | School system doesn’t teach it
→ Long Term Stress | Causes insecurity and struggles
→ Overwhelming | Managing financial education feels scary for students
→ Bad Decisions | Leads to poor financial choices
→ Unengaging | Traditional methods feel boring
→ No Tools | Hard to apply knowledge
→ No Support | Lacks community & sense of support
Interview Summary ↓
User Persona ↓
Competitive Analysis ↓
Feature Prioritization ↓
User Flow Scenario ↓
Alex, Sarah, and Richard are three college students struggling with personal financing. They all have different personalities and styles of spending money. Alex loves going out and overspends his money, Sarah has never created a budget and feels overwhelmed, and Richard has student loans and wants to be more financially responsible.
If we had more time...
→ Conduct interviews with students from a broader range of demographics.
→ How can we make the app more personalized using the AI tool Pera?
→ What additional actions could Pera perform?
